Here's What to do if YOUR Doctor Runs Out of Money/Closes the Office

B'SD


11 Tevet 5772

My eyes did double and triple takes when I read this online news item: Doctors Run Out of Money!


Good thing I already wrote the book on how to get help paying YOUR medical bills - including medication, medical appliances and more. It's filled with soothing, you-need-it-now content. Yes, the help you need is here:

Buy cost-cutting, stress-reducing EMPOWER Yourself to Cope with a Medical Challenge at http://booklocker.com/books/3067.html.






Buy the E-book or print edition today for a brighter holiday season: Click on the words EMPOWER Yourself to Cope with a Medical Challenge.

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.

The Global Day of Jewish Learning and Your Medical Expenses

B'SD

30 Cheshvan 5771

[This essay was prepared in advance of it's appearance today. I ask for your prayers as I face some unusual difficulties. YG].

I'm using November 7th's Global Day of Jewish Learning to share a few ideas with you about health. Financial health, as it relates to your medical life.

Medical problems are scary. The costs they incur add to the fear. A person begins to feel caught in a whirlpool sucking them down into ever-growing DEBT. You wonder if poverty will cause you to suffer worse, maybe to die.

One of the mottos at this blog, "Face Your Medical Problems with Dignity. Face Your Future with Optimism," addresses the nightmare. You need to feel secure that your thinking and planning skills are alright and that your funds are not disappearing in an out-of-control way on you.


Here's a Jewish way of looking at debt that applies to everyone: personal income is decided by GOD at Rosh HaShana (Jewish New Year) day. We then receive what has been predestined for us. Complications may arise in our financial picture, but they're part of that Heavenly accounting system, too.

Shlomo HaMelekh/King Solomon taught in Proverbs 28 that "A person who trusts in The One Above will be full of blessings..." There's more to that quote, but it's a tad off-topic. Let's focus on the trusting GOD part. Tough at times, I know. But a person can develop that trust in baby steps, little by little.

Practice praying in your heart, or even out loud (I do), and tell The Compassionate Creator that you're scared, what you need (specify the solution) and that you appreciate everything that GOD sent your way until now. Ask for clear-headed thinking skills so you can plan sensibly, for help in building your trust in the Creator, and for relief. Simply pour out your heart. Say everything on your mind, in your gut, and weighing on your heart.

I have felt the raw fear and heart-throbbing panic about growing medical debts and grim bottom lines. I'm not lecturing at you, I'm sharing hard-earned insights, coping strategies that eased my blood pressure several notches and helped me to recognize solutions appearing before me. All that was left for me to do was to make some choices. And to realize that G'D was right there with me. You're in the same position.

Rashi, a famous commentator on Jewish issues and Toraitic texts in Medieval times, taught that we need not fear losing our incomes to this or that problem. Why not? Because nothing messes up the Heavenly accounting system. Everyone in the world receives the funds, and spends the funds, allotted in the D'vine accounting system. The accounts are above nature. As events unfold before us, we simply witness the financial playout of what was decreed months ago.

Go ahead. Grumble, sing, weep, talk out loud with GOD. He's a captive audience so to speak. Always available to listen to us cry out and speak up about the issues that concern us.

And remember one more thing: it is a BIG merit in your favor when you pray for the relief of other people and/or take action to help them in some manner. Go ahead. Make someone's day. Speak kind words or take gracious action, maybe even provide some financial insight or assistance.

Do what you can. May Heaven help you as pleasantly as possible,



Get more insights into how you can calm down, focus on solutions and even find affordable alternatives to costly healthcare. Read convenient E-book EMPOWER Yourself to Cope with a Medical Challenge. Buy it from Booklocker at http://www.booklocker.com/books/4244.html

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.

Tips for Taming Medical Bills

B'SD

19 Marcheshvan 5769

Medical bills can take the breath out of you. That's NOT what you need while you're facing an illness.

The New York Times Health Blog has some tips for taming those medical bills.

Here's more good news: my forthcoming book lets you know how to organize home health care efforts, too. Coming at you soon, via E-book.



Helping you to minimize the crises in your medical life,

Yocheved Golani
Coping with a Medical Crisis?
Make the Changes You Need in Your Life

Announcing the Reimbursement Wiki

B'SD

16 Sivan 5769


One of the nightmares of medical problems is financial. You - and your medical team - struggle to figure out how to be reimbursed for medical care. The figures add up over time and BIG debts develop.

Here's some good news for American citizens: One of my LinkedIn colleagues (LinkedIn is a sort of Facebook for business professionals) has created a partial solution for the problem:

Announcing the

Reimbursement Wiki

I am announcing the public availability of my Reimbursement Wiki. I have compiled links to coding, coverage, and payment information, as well as information such as the following:

- Medicare (URLs for rules, topics such as surgeries, compounding, CED, MS-DRGs, DME, inpatient list, laboratory and diagnostic testing, etc.)

- Managed Care (URLs for medical/coverage policy sites at various payers, technology assessment organizations, literature on coverage decision making, etc.)

- Medicaid (URLs for CPT/HCPCS code lookup by state for payment info, state fee schedules, drug product data, etc.)

- Payment (URLs for Medicare payment basics, top 200 CPT/HCPCS codes, top 100 lab procedures, literature on drug pricing, etc.)

There is plenty more -

basically reimbursement

and health resources

I have collected in one place

for reference purposes.

The URL is http://reimbursement.atwiki.com/

The Reimbursement Wiki is an ongoing project of mine, and I add material based on topics of current work, so not all topics are represented equally. Nevertheless, I find it an invaluable resource, and I hope you do, too.

Access to the Reimbursement Wiki is free. The only requirement is to open an www.atwiki.com account. E-mail me your username so I can send you an invitation.

My E-address is scott@argentaadvisors.com.

Or you can contact me via LinkedIn.

OK, class, you now have a terrific tool for being able to better afford expensive medical care. Do your homework. Ask compassionate, detail-oriented friends/family help you to recover monies you deserve according to US law.

I've been on both sides of the hospital bed and I know, reimbursement procedures are tedious, confusing and one great way to zap your sense of humor.

Treat yourself to an emotional recovery.

Buy a copy of "It's MY Crisis! And I'll Cry if I Need To: A Life Book that Helps You to Dry Your Tears and to Cope with a Medical Challenge" today.

Recharge your smile and sense of a better future. Medical and mental health professionals use the book for this purpose, too.


To your success,

Yojeved Golani
Coping with a Medical Crisis?
Make the Changes You Need in Your Life