Save your sanity, time & money!

Need solutions for the medication, medical appliances and/or medical travel that you can't afford? READ EMPOWER Yourself.

A Health Information Management professional, I survived a life-threatening emergency with information that only a person of my professional experience would know. And I’m sharing it!

Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Sunday, January 6, 2013

Cuddle Up with a Good Book that Leaves You Feeling Better FAST!

B'SD

25 Tevet, 5773

There's nothing quite like falling asleep with a good book splayed across the blanket or your chest. Spending time with a good read is one of life's great pleasures even when you're sitting in a chair, at the doctor's office or anywhere. Any time of day is a good time to read something that leaves you off better than before.

A print edition is so much more endearing than an E-book can ever be. Read all about it: Three Times More People Prefer Print Books to E-books!


Here's a book that you can share with 
friends, family and/or 
your medical team:


Health care benefits are increasingly hard to come by, and less affordable over time. Learn about affordable alternatives for first-quality care that politicians never told you about. 

Less stress and keep your cash, that’s the theme of EMPOWER Yourself to Cope with a Medical Challenge. It teaches you how to organize your medical and/or disability life, save money and to get your grin back in one reading. Buy it from Booklocker.

Less stress and keep your cashEMPOWER Yourself to Cope with a Medical Challenge today. 



Face Your Medical Problems with Dignity. 
Face Your Future with Optimism.

Learn of the choices available to you, worldwide.

Wishing you sweet dreams...

Sunday, July 29, 2012

Here's What to do When Obamacare Fails You

B'SD


10 Av, 5772

This blog shared several warnings about Obamacare's proposed human nightmare. Apparently too many US voters did not understand the issues. It comes down to this:



Click the link to read that article if you skipped it.

The Association of American Medical Colleges and the 
California Medical Association weighed in on the issues. 


They include Medicaid being of little, perhaps zero, help. 


America, you have 
a medical emergency 
on your hands.

The lack of sufficient medical care problem is not limited to California. It's country-wide. 

Want to improve your chances of recovery? Care to enhance your coping skills?


Here's What to do 
When Obamacare Fails You:


 Lower your stress and cut your medical costs when you learn how to access organizations all around the world willing to pay part or all of your specific medical bills. Those organizations are willing to supply your medical needs with 1st-quality medication, medical care and other medical necessities. All you have do to is to ask for them.



Less stress and you keep your cash. Beats Obamacare.





Buy the E-book or print edition today for a healthier future. Click on the words EMPOWER Yourself to Cope with a Medical Challenge.

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.



Thursday, July 12, 2012

Make this Friday the 13th FUN!!!

B'SD


22 Tamuz, 5772


Medical and disability conditions can lead to all kinds of problems. Readers around the world have been solving theirs with the help of





The book is in the social work departments of some hospitals, the offices of medical and mental health professionals and many private homes.


Spiritually refreshing content, tips on how to organize your medical life - appointments, insurance papers and all, what to do about rude relatives and medical professionals, even information on how to CUT CO$T$ on your medical care fill the E-book and print editions.


Friday the 13th? Fooey! 
No need to fear that silliness.


Your goal is to be in optimal physical and spiritual health, a fully operational spiritual being connected to a viable body. You deserve the compassion we are commanded to share by The One Above.  Enjoy it on every spiritual and physical level you can.


Don't delay ever-better happiness and coping skills. Buy a copy for yourself, a friend or a loved one TODAY. 


Less stress and keep your cash, that’s the theme of EMPOWER Yourself to Cope with a Medical Challenge. It teaches readers how to organize medical and/or disability lives, how to save money and how to get your grin back in one reading.

The book is helping readers around the world with  helpful ideas and cost-cutting tips including a Global Resources section. It clues you in to charitable organations willing to pay part or all of your specific medical bills.



And that's good news! 


PS - if you just arrived in Israel with Nefesh B'Nefesh and you need to know how to improve your medical or disability life in the Holy Land, read the book Rabbi Fass praised in the very first edition!






Buy the E-book or print edition 
from Booklocker: Click on the words EMPOWER Yourself to Cope with a Medical Challenge


Face Your Medical Problems with Dignity.
Face Your Future with Optimism.



Wednesday, June 6, 2012

How to Judge a Book Without Its Cover

B'SD


16 Sivan 5772


While I was taking time off to refresh and to relax, I received some interesting messages on my monitor and phone. I returned home to these E-mail and phone messages:

From GNK: "Hi Yocheved I just want to let you know that I really enjoyed the book. It's MY Crisis! And I'll Cry If I Need To: EMPOWER Yourself to Cope with a Medical Challenge  is very informative and insightful. I like how you drew sources from many different avenues. May you continue to feel good and help others! When I have more time I want to look into some of the resources in the back."



From JS: "You can help so many people with your story and advice."

RS called me from a different part of the world to say: "I have the same diagnosis you had. I appreciate the ideas in your writings. Thanks so much! Now I know which surgeon I need."






"When the character of a person is not clear to you, 
look at his friends." 
~ Japanese proverb


Think of that and the comments above it as you consider benefiting from a book that helps people around the world. You have a way to judge a book without its cover.


Readers are feeling better 
with one click at 


You can, too.




Buy the E-book or print edition to 
EMPOWER Yourself to Cope with a Medical 
(plus mental health and/or disability) 
Challenge 
at 

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.




Tuesday, March 20, 2012

Mood Boosting Strategies that Work!

B'SD


26 Adar 5772


A reporter looking for "Mood boosting Strategies" to round out her article on the topic just received this mesage from me:


"... medical and mental health professionals recommend the mood-boosting messages in It's MY Crisis! And I'll Cry If I Need To: EMPOWER Yourself to Cope with a Medical Challenge. World renown psychiatrist Dr. A. Twerski gives copies to people on chemo and overcoming addictions. He tells me they call him less as the book is so helpful to them. Methodist minister Carl Phillips found the spiritual content 'Right on!'  Rabbis approve of it too. Readers around the world are buying the book and feeling happier for it."


I've even shared those mood boosters in the book with friends in the south of Israel, where terrorists have been bombarding civilians with rockets since March 9th. The tips are indeed helping my acquaintances to cope with their fears and then some.


Ready to lift your mood? 

Read



Buy the E-book or print edition today for a brighter mood any day: Click on the words EMPOWER Yourself to Cope with a Medical Challenge.

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.






Need to stock your store with stress-busting, cost-cutting content for ill or disabled readers? Drs like

Wednesday, March 7, 2012

Get Ready for International Women's Day March 8th!

B'SD


13 Adar 5772


International Women's Day happens tomorrow, March 8th. Share your appreciation for the females in your life with those who've saved your psyche, friendships, salary and/or health.

I hope you'll buy the woman-written book that's helping people around the world to cope with their medical, disability and/or mental health issues plus the related expenses: EMPOWER Yourself to Cope with a Medical Challenge.

Reduce the pain in your heart and wallet. Save money on  getting good or improved health results with




The effective ideas inside the book are tested by time and proven to be safe. Medical and mental health professionals said so all over the back cover and inside it.


Now click on this Purim film about what one woman can do to save lives (Purim begins tonight)!

¡¡¡¡¡¡¡Feliz Purim para todos mis amigos Judios!!!!!!

פורים שמח





Face Your Medical Problems with Dignity.
Face Your Future with Optimism.




Tuesday, February 21, 2012

Do Alternative and Complementary Healing Things Work or Not?

B'SD


28 Shvat 5772


Here's a heads-up on the topic for a forthcoming Refua Radio Show, where you can hear me speak about health matters. In a few weeks I'll be making pre-recorded remarks about the alternative healing world, the one with words such as "complementary," "alternative" and "natural." Here's an outtake:


"Some people are angry or sad that they or someone they love has not recovered from or survived a medical situation. They tend to express that unhappiness by scoffing at natural healing claims and techniques. That emotional response to heartache is not an intellectual, fact-based assessment of facts. But over time, some skeptics are becoming believers. Many of them are in the medical world, and what an F-Y-I that is!

"The fascinating TedTalks have featured oncologist Dr. William Li, who cures people of cancer with food instead of using harsh chemicals! His presentation is called “Can we eat to starve cancer?” and the answer, to his former BIG surprise, is a resounding “YES.” Dr. Teri Wahls ended her misery and Multiple Sclerosis with food. She explains how at Minding Your Mitochondria.

"GOD is in the details. So is the natural healing pharmacy spread out across our planet. That natural pharmacy is in plants, animals, simple foods, pure water, air, sunshine and even rain. The trick is to be aware of how to benefit from those items and to avoid health-endangering behavior. Naturopaths study all that. Reputable naturopaths save or improve lives with their knowledge and applied healing skills.

"Still skeptical even though those MDs, PhDs and their naturally healing patients are gaining more health by the day? Do you suppose that a woman, blinded by a benign brain tumor crushing every nerve between her head and body, could hope to regain her vision with crushed optic nerves? Guess again. I did."


You can read about how I went from powerless to empowered - and how YOU can, too - in  




Save money and improve your health. Lower the cost on your healthcare with information from the Global Resources section in the back of the E-book or print edition of EMPOWER Yourself to Cope with a Medical Challenge.

Lower your stress with one reading of the soothing text that explains how to take control of a chaotic medical, disability or mental health situation. Click on the words EMPOWER Yourself to Cope with a Medical Challenge.

You're going to love the results. Let me know how the book helps you.

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.


Thursday, January 19, 2012

Here's How to Tame that Too Much To-Do List

B'SD


24 Tevet 5772


The key to finishing multiple tasks, or even one task, is to start working on them!


Illness, disabilities, and all the tedious tasks of managing with them can leave you feeling sleepy, foul tempered and/or defeated. Insurance regulations and blizzards of associated paperwork are monsters. Appointment schedules can drive you nutz as you try to schedule conflicting dates. Scheduling hard-to-get rides causes BIG headaches. So do other "little" details such as remembering how to combine medications or even when to take them, to prevent new health problems. And what about your inefficient personal funding for those medical costs looming all around you? 


YOU JUST WANT TO SCREAM, right?


You need to Tame that Too Much To-Do List.
And yourself.


Now, imagine yourself  dashing across a red ribbon finish line. Your mind and heart swell with pleasure and relief at the successful moment.


Ready to cross the starting line?


Find out why so many medical and mental health professionals agree that EMPOWER Yourself to Cope with a Medical Challenge can help you to get the right things done first, second, and third.


The writing is full of good humor and funny stories from famous people who teach all of us how to achieve a victory and how to avoid too many distractions.


If you hear yourself or someone you care about
saying things like:
Someday . . .
I’m going to try . . .
As soon as I have some time . . .
Right now it’s on my back burner . . .


You just know that there are too many things
that aren't getting done.


Find out how to put your priorities in order. Succeed with managing your medical, emotional and/or disability life.


Yes, it's payback time for all that unnecessary suffering that procrastination or confusion added to your life.


Achieve your goals. Reach your finish line. How? Cross the starting line.





I thank my online friend businessman Harry Burstyn for sharing ideas I could translate into medical mindsets.





Buy the E-book or print edition today for a brighter day, life and holiday season: Click on the words EMPOWER Yourself to Cope with a Medical Challenge


Face Your Medical Problems with Dignity.
Face Your Future with Optimism.

Start TODAY.


Tuesday, January 10, 2012

Age 65 or Older? Here's a Book to Make YOUR Retirement Years Better!

B'SD


15 Tevet 5772


Interesting news in USNews & World Report this week: 65 and Older Population Soars!


Yes, Americans (and other populations) are living longer, sometimes healthier and more productive lives. Want to make the most of your time and financial means?


Read the soothing,
cost-cutting
and informative pages of

It's loaded with ideas
on how to be better organized,
relaxed 
and productive at any age!

The money-saving Global Resources section points out how you can save significant money on medical costs - including those for medical appliances, medical treatment, medical transportation, medication and much more - worldwide.



Read E-book or print edition EMPOWER Yourself to Cope with a Medical Challenge right away. Buy it at Booklocker.





Face Your Medical Problems with Dignity.
Face Your Future with Optimism.












Wednesday, October 5, 2011

October is National Book Month: Feel Better Fast!

B'SD


7 Tishrei 5772




Speeding along the Jewish and worldwide calendar, it's time to notice that October is National Book Month.

Heading into Jewish and non-Jewish holiday seasons, you know it's a bummer to be stuck with emotional, physical, disability or financial setbacks. They make the future seem so glum.

Want to lower lower your stress and cut your medical costs, worldwide?


Here's a solution:






Check out what one highly respected psychiatrist says of the book: "A wonderful book!  Golani challenges  & energizes us all to seek and savor life to the fullest for our mental and physical health.  ...EMPOWER Yourself is lifesaving, emotionally rewarding, spiritual, funny and helpful."


Judith Guedalia, PhD. Director Neuropsychology Unit, Chief Medical Psychologist ER Trauma  Shaare Zedek Medical Center



Get the E-book or print edition today! Buy EMPOWER Yourself to Cope with a Medical Challenge at Booklocker. Feel better soon.

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.

Monday, July 11, 2011

Listen in Wednesday: I'm Raring to Go on Live Radio!

B'SD

9 Tamuz 5771


Rabbi Elan Adler, mensch/nice guy extraordinaire, will host me on his Derekh Eretz (Polite Behavior) online radio show at Arutz 7 (Radio Station 7) this Wednesday at 2PM Israel time. We'll be speaking in English about how to cope with and REDUCE the emotional and financial costs of illness.

Send in your questions to
rabbi@elanadler.com now, so we can address them. Anonymity guaranteed if you specify your desire to remain unnamed in the discussion.


We'll be sharing snippets from EMPOWER Yourself for curing and preventing Empty Well Syndromme for stressed-out caregivers, how to tame misbehaving medical staff and well-meaning but clueless visitors, and how to see the overall "When Someone's Ill" situation from two points of view.

Wait'll you hear about the cost-cutting component of the book. Solutions around the world for getting YOUR medical needs met at no cost or little cost to your wallet.

Tune in to the show 2PM Wednesday Israel time. Click
this link and then click LIVE!


Get your grin back. EMPOWER Yourself to Cope with a Medical Challenge.

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.



Wednesday, April 27, 2011

How to Clean House - Despite Disabilities - with Simple Solutions!

B'SD

23 Nisan 5771

Do you know someone facing disabilities and wondering how to cope with them? My book and blog advocate effective, simple solutions to vexing problems. Here are a bunch of cost-cutting ideas for the cost of a few spray bottles you can buy at dollar stores:



Lose stubborn stains that haven't come out in the wash! Spray the dry garment with a 50-50 mix of liquid laundry detergent and water, and then let it sit overnight before laundering the item.

Need to get rid of weeds between the cracks of your patio or sidewalk bricks/stones? Spray a 50-50 solution of bleach and water, or dish soap and water, at them daily until the weeds and immediately surrounding area are soaked. The roots will give up within a few days.

Stiff & sore and frustrated by a moldy bathroom you can't easily clean? Prevent mildew by toweling walls after a shower or bath. Remove mildew with a 50-50 solution of white vinegar and water mixed in a cheap spray bottle. Spray it at yucky spots, and then wipe away the mess with paper towels (fabric towels if you care to launder them). Support the paper or fabric towels with straight-edged mop handles (sponja sticks in the Middle East) if your arms can't reach all around.

Scared to use toxic chemicals as you clean drains around your home? Pour some dry baking/bicarbonate of soda (the same stuff used for baking) down the hole, then add enough white vinegar (it won’t take much!) to work up a froth. After things have settled down, rinse the pipes with hot water boiled in a kettle you can easily maneuver.

Keep those spray bottles clearly labeled, out of harm's way and filled with the above mixtures so you can reach for a problem solver when you wish.

Ready to snack on some nuts to power you up all over again?


What? Your jaws get sore from chewing nuts?


Here's an easy way to prevent the pain as you "chop" them even if your hands can't do the job: Place the nuts in a paper bag repeatedly folded closed, or in a Ziploc baggie. Step on the tightly closed package with your heaviest shoes until the nuts are reduced to bits. Scoop them out with a clean spoon and swallow the nourishment after some light chewing.

Spring cleaning time! Clean the "I can't cope with illness" cobwebs from your muddled mind and SAVE MAJOR MONEY with the cost-cutting information inside the Global Resources section at the back!





Quick. Convenient. Cost-cutting, solution-oriented E-book EMPOWER Yourself to Cope with a Medical Challenge. Buy it today!
http://www.booklocker.com/books/4244.html

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.

Thursday, March 24, 2011

Having a Hard Time Swallowing New Dietary Guidelines? Here's WHAT to DO!



B'SD

18 Adar 2, 5771


Wondering what to do with those intimidating new Food & Drug Administration dietary guidelines? I have easy answers for you. Click on my password-protected link to online discussion
13 Apples a Day Keep the Doctor Away????




Get more life-simplifying tips on lowering your doctor bills and improving your health when you read the cookbook for a healthier, happier life: quick and convenient E-book EMPOWER Yourself to Cope with a Medical Challenge.





Face Your Medical Problems with Dignity.
Face Your Future with Optimism.


Sunday, November 7, 2010

The Global Day of Jewish Learning and Your Medical Expenses

B'SD

30 Cheshvan 5771



[This essay was prepared in advance of it's appearance today. I ask for your prayers as I face some unusual difficulties. YG].

I'm using November 7th's Global Day of Jewish Learning to share a few ideas with you about health. Financial health, as it relates to your medical life.

Medical problems are scary. The costs they incur add to the fear. A person begins to feel caught in a whirlpool sucking them down into ever-growing DEBT. You wonder if poverty will cause you to suffer worse, maybe to die.

One of the mottos at this blog, "Face Your Medical Problems with Dignity. Face Your Future with Optimism," addresses the nightmare. You need to feel secure that your thinking and planning skills are alright and that your funds are not disappearing in an out-of-control way on you.


Here's a Jewish way of looking at debt that applies to everyone: personal income is decided by GOD at Rosh HaShana (Jewish New Year) day. We then receive what has been predestined for us. Complications may arise in our financial picture, but they're part of that Heavenly accounting system, too.

Shlomo HaMelekh/King Solomon taught in Proverbs 28 that "A person who trusts in The One Above will be full of blessings..." There's more to that quote, but it's a tad off-topic. Let's focus on the trusting GOD part. Tough at times, I know. But a person can develop that trust in baby steps, little by little.

Practice praying in your heart, or even out loud (I do), and tell The Compassionate Creator that you're scared, what you need (specify the solution) and that you appreciate everything that GOD sent your way until now. Ask for clear-headed thinking skills so you can plan sensibly, for help in building your trust in the Creator, and for relief. Simply pour out your heart. Say everything on your mind, in your gut, and weighing on your heart.

I have felt the raw fear and heart-throbbing panic about growing medical debts and grim bottom lines. I'm not lecturing at you, I'm sharing hard-earned insights, coping strategies that eased my blood pressure several notches and helped me to recognize solutions appearing before me. All that was left for me to do was to make some choices. And to realize that G'D was right there with me. You're in the same position.

Rashi, a famous commentator on Jewish issues and Toraitic texts in Medieval times, taught that we need not fear losing our incomes to this or that problem. Why not? Because nothing messes up the Heavenly accounting system. Everyone in the world receives the funds, and spends the funds, allotted in the D'vine accounting system. The accounts are above nature. As events unfold before us, we simply witness the financial playout of what was decreed months ago.

Go ahead. Grumble, sing, weep, talk out loud with GOD. He's a captive audience so to speak. Always available to listen to us cry out and speak up about the issues that concern us.

And remember one more thing: it is a BIG merit in your favor when you pray for the relief of other people and/or take action to help them in some manner. Go ahead. Make someone's day. Speak kind words or take gracious action, maybe even provide some financial insight or assistance.

Do what you can. May Heaven help you as pleasantly as possible,



Get more insights into how you can calm down, focus on solutions and even find affordable alternatives to costly healthcare. Read convenient E-book EMPOWER Yourself to Cope with a Medical Challenge. Buy it from Booklocker at http://www.booklocker.com/books/4244.html

Face Your Medical Problems with Dignity.
Face Your Future with Optimism.


Friday, August 27, 2010

Lower Your Health Care Costs

(a side note: I had intended to to publish this blogpost update
on Sunday. But instincts tell me that you're as worried about
finances as can be. So I've released my update early, to ease
your weekend and mind)

B'SD

19 Elul 5770


Are we in a Recession? A Depression? The tailspin of an economic mess history has never seen before?

Google the phrase "Hindenberg Omen." You'll get a fast education on why the US and world economies are in severe turmoil. Reports such as


are only the visible parts of the deteriorating situation.

Reduce your medical costs by learning of organizations that will pay your bills or provide your quality medical care for relatively modest fees. Many are listed in the Global Resources section of It's MY Crisis! And I'll Cry If I Need To: EMPOWER Yourself to Cope with a Medical Challenge.


You need to buy




TODAY.






Face Your Medical Problems with Dignity.
Face Your Future with Optimism.